The Reserve Bank of India has launched a centralised web portal – UDGAM (Unclaimed Deposits – Gateway to Access information) – which will enable bank customers to find their unclaimed deposits. In a statement, the RBI said this portal will make it easier for the public to search their unclaimed deposits across multiple banks in one place.

It is estimated that the total amount of unclaimed deposits in India is Rs 35,000 crore while numerous accounts have been forgotten or overlooked.

The UDGAM portal will ease the process of redeeming unclaimed deposits. The new centralised web portal will be the perfect platform for the users to search and identify their unclaimed deposits/accounts across multiple banks through a single window.

RBI Udgam Portal Login Link

The link to login on the RBI Udgam Portal is: https://udgam.rbi.org.in/unclaimed-deposits/#/login

RBI Udgam Portal Registration Process

Users have to first register on Udgam Portal with their mobile number, name and set-up password. After registering, log in to the portal and enter any 1 search criteria and select the bank. Selection of multiple bank accounts to search unclaimed deposits is also allowed.

Once you enter the above details, the portal will show your unclaimed deposits lying in any of the banks selected by you.

What kind of deposits can be searched through Udgam portal?

Unclaimed fixed deposits, term deposits, balance in savings accounts, current accounts etc. which are not claimed/operated for 10 years and were transferred to the Depositor Education and Awareness Fund (DEAF) can now be searched and identified through the UDGAM portal.

List of Banks available on UDGAM Portal